Lendler Pricing

Transparent and scalable pricing for institutions of all sizes.

All products are currently in Early Access — full activation requires waitlist approval.

⚠️ Please note: Pricing is subject to change for upcoming updates. Current pricing applies to early access users only.

Lendler App (UI) Plans

For institutions operating through the Lendler interface.

Core App

¥0
/ month

For individuals, startups, small businesses

Includes:

  • Basic lending / borrowing dashboard
  • Standard analytics
  • Email support
Fees:
Borrower Fee: 1.0%
Lender Fee: ¥0

Pro App

¥50k
/ month

For growing businesses and funds

Includes:

  • Advanced analytics dashboard
  • Auto-Accept rules
  • Priority support (48h)
Fees:
Borrower Fee: 0.85%
Lender Fee: ¥0
Most Popular

VIP App

¥200k
/ month

For institutions and corporates

Includes:

  • All Pro features
  • Custom compliance rule settings
  • 24/7 support (4h response)
Fees:
Borrower Fee: 0.70%
Lender Fee: ¥0

Enterprise App

Custom
Negotiated

For banks, exchanges, government agencies

Includes:

  • Dedicated instance
  • Full UI customization
  • On-prem deployment option
  • SLA 99.9% + legal indemnity
Fees:
Borrower Fee: Negotiated
Lender Fee: Negotiated

API Pricing

For institutions integrating Lendler rails directly into their systems.

Core API

¥0
/ month

For startups, individual developers, research teams

Includes:

  • Read-only market data
  • Basic matching engine access
  • Community support
Fees:
Borrower: 3%
Lender: 3%

Pro API

¥200k
/ month

For fintechs, hedge funds, mid-sized institutions

Includes:

  • Full trading API
  • Auto-Accept rules engine
  • Real-time webhooks
  • Dedicated support (48h)
Fees (volume-based):
Borrower: 0.15% → 0.05%
Lender: 0.15% → 0.05%

VIP API

¥1M
/ month

For banks, exchanges, major corporates

Includes:

  • All Pro features
  • White-label endpoint
  • Custom compliance modules
  • 24/7 premium support (4h)
Fees (volume-based):
Borrower: 0.10% → 0.05%
Lender: 0.10% → 0.05%

Enterprise API

Custom
Negotiated

For Rakuten, Mitsui, Japan Post, global institutions

Includes:

  • Dedicated GCP instance
  • Co-branded environment
  • Joint product development
  • SLA 99.9% + legal indemnity
Fees:
Borrower: Negotiated (0.03–0.05%)
Lender: Negotiated

Enterprise White-Label Platform

Full-brand licensed platform powered by Lendler infrastructure

For: Banks, exchanges, large corporates, and government agencies that want "their own lending platform" without building backend, smart contracts, or compliance layers.

White-Label Platform (Custom Pricing)

Monthly Licensing:
Custom (¥2M+ typical)
Deployment Fee:
Negotiated
Support:
24/7 enterprise SLA

Includes:

  • Branded UI (colors, logo, domain)
  • Custom borrower/lender workflows
  • Custom KYC tiers, allowlists, compliance logic
  • Dedicated API endpoint (api.yourbrand.com)
  • Dedicated infrastructure instance (GCP or on-prem)
  • Internal audit dashboard
  • Real-time risk and compliance monitoring
  • Co-design workshops with your product team
  • Joint regulatory documentation
  • Optional: On-premise deployment for banks/governments
  • Optional: Multi-tenant versions for group companies

Transaction Fees (Negotiated):

Borrower Fee: 0.03–0.05% (typical, depending on volume)

Lender Fee: 0.03–0.05% or fixed monthly licensing

Why This Pricing Works

Aligned with institutional incentives

Borrowers pay as they use; lenders can scale without friction.

Fair for all sizes

Small players start at ¥0. Large institutions pay for scale and customization.

Transparent by design

No hidden spreads. No custody. No surprises.

Institution-ready

Pricing reflects compliance, auditability, and mission-critical reliability.

Want to know more about this protocol?

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