Lendler Pricing
Transparent and scalable pricing for institutions of all sizes.
All products are currently in Early Access — full activation requires waitlist approval.
⚠️ Please note: Pricing is subject to change for upcoming updates. Current pricing applies to early access users only.
Lendler App (UI) Plans
For institutions operating through the Lendler interface.
Core App
For individuals, startups, small businesses
Includes:
- Basic lending / borrowing dashboard
- Standard analytics
- Email support
Borrower Fee: 1.0%
Lender Fee: ¥0
Pro App
For growing businesses and funds
Includes:
- Advanced analytics dashboard
- Auto-Accept rules
- Priority support (48h)
Borrower Fee: 0.85%
Lender Fee: ¥0
VIP App
For institutions and corporates
Includes:
- All Pro features
- Custom compliance rule settings
- 24/7 support (4h response)
Borrower Fee: 0.70%
Lender Fee: ¥0
Enterprise App
For banks, exchanges, government agencies
Includes:
- Dedicated instance
- Full UI customization
- On-prem deployment option
- SLA 99.9% + legal indemnity
Borrower Fee: Negotiated
Lender Fee: Negotiated
API Pricing
For institutions integrating Lendler rails directly into their systems.
Core API
For startups, individual developers, research teams
Includes:
- Read-only market data
- Basic matching engine access
- Community support
Borrower: 3%
Lender: 3%
Pro API
For fintechs, hedge funds, mid-sized institutions
Includes:
- Full trading API
- Auto-Accept rules engine
- Real-time webhooks
- Dedicated support (48h)
Borrower: 0.15% → 0.05%
Lender: 0.15% → 0.05%
VIP API
For banks, exchanges, major corporates
Includes:
- All Pro features
- White-label endpoint
- Custom compliance modules
- 24/7 premium support (4h)
Borrower: 0.10% → 0.05%
Lender: 0.10% → 0.05%
Enterprise API
For Rakuten, Mitsui, Japan Post, global institutions
Includes:
- Dedicated GCP instance
- Co-branded environment
- Joint product development
- SLA 99.9% + legal indemnity
Borrower: Negotiated (0.03–0.05%)
Lender: Negotiated
Enterprise White-Label Platform
Full-brand licensed platform powered by Lendler infrastructure
For: Banks, exchanges, large corporates, and government agencies that want "their own lending platform" without building backend, smart contracts, or compliance layers.
White-Label Platform (Custom Pricing)
Includes:
- Branded UI (colors, logo, domain)
- Custom borrower/lender workflows
- Custom KYC tiers, allowlists, compliance logic
- Dedicated API endpoint (api.yourbrand.com)
- Dedicated infrastructure instance (GCP or on-prem)
- Internal audit dashboard
- Real-time risk and compliance monitoring
- Co-design workshops with your product team
- Joint regulatory documentation
- Optional: On-premise deployment for banks/governments
- Optional: Multi-tenant versions for group companies
Transaction Fees (Negotiated):
Borrower Fee: 0.03–0.05% (typical, depending on volume)
Lender Fee: 0.03–0.05% or fixed monthly licensing
Why This Pricing Works
Aligned with institutional incentives
Borrowers pay as they use; lenders can scale without friction.
Fair for all sizes
Small players start at ¥0. Large institutions pay for scale and customization.
Transparent by design
No hidden spreads. No custody. No surprises.
Institution-ready
Pricing reflects compliance, auditability, and mission-critical reliability.
Want to know more about this protocol?
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