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LENDLER — Unified Positioning
Shota Aoyama
Founder, Lendler
Director, Structural Liquidity Intelligence Lab (SLI Lab)
Aoyama is a financial systems architect specializing in Structural Cross-asset liquidity Architecture, non-custodial execution models, and multi-asset digital liquidity design.
He works at the intersection of AI, digital assets, and structural economics, developing the unified execution layer required for institutional stablecoins, RWAs, and CBDCs.
He previously designed the complete institutional architecture for Lendler, enabling wallet-to-wallet, custody-free credit execution for banks, exchanges, enterprises, and governments.
His research at SLI Lab focuses on structural liquidity, digital asset flow topology, and non-custodial settlement models for global markets.
Core Positioning (One Sentence)
Non-custodial, wallet-to-wallet execution infrastructure for institutional digital asset flows.
Official One-Line Description
Lendler provides a neutral, non-custodial execution layer that standardizes how digital assets move between institutions.
20-Second Explanation
Lendler builds the execution layer for institutional digital assets.
We don't custody assets or take spreads.
We automate wallet-to-wallet settlement, financing, and structured flows with full transparency, compliance alignment, and audit-ready design.
Problem Statement
Digital assets are growing globally (stablecoins, CBDCs, tokenized RWAs), yet their execution infrastructure remains fragmented:
- centralized custody dependence
- bilateral off-chain processes
- inconsistent standards
- jurisdictional silos
- opaque settlement workflows
There is no neutral, non-custodial execution standard for institutions.
What Lendler Provides
A non-custodial execution architecture enabling:
Our goal is to become the TCP/IP of institutional digital asset flows.
Business Model
Fee-only (1%), borrower-paid
The simplest and most scalable institutional model.
Why Lendler Wins (Moat)
Architecture-First Design
Purpose-built for institutions from day one.
Compliance Infrastructure
KYC tiers, allowlists, audit rails, jurisdiction controls.
Non-Custodial Enforcement Layer
Smart-contract enforced execution with zero custody risk.
Institutional Network Effects
Every new institution increases total liquidity and execution efficiency.
Cross-Asset Liquidity Architecture (CALA)
A unified liquidity model across stablecoins, CBDCs, and tokenized RWAs.
Government-Grade Transparency
Regulator-ready at the foundation.
Neutral & Execution-Only
We don't custody, set rates, or intermediate.
We only execute.
Traction & Institutional Progress
Business / Strategy
- Full conceptual architecture completed
- Fee-only, non-custodial model defined
- Institutional positioning completed
- Full corporate site launched
Product / Technical
- Wallet-to-wallet execution logic complete
- Compliance structure complete
- Multi-asset model complete
- PoC engineering roadmap completed
Government / Institutional Readiness
- API requirement specifications
- White-label institutional modules
- Government briefing materials
- Full GTM (PoC → Pilot → Rollout)
External
- Applied to University of Tokyo 1st Round
- Preparing for multiple reverse-pitch events
- Investor / regulator-ready online presence established
Seed Round — Use of Funds
Product & Engineering
- • EURC corridor
- • Institutional modules
- • Government dashboards
- • Audit & reporting tooling
BD & Partnerships
- • 30+ institutional integrations
- • Central-bank pilots
- • APAC & EU expansion
Compliance & Legal
- • Licensing
- • Regulatory engagement
- • Insurance frameworks
Summary
Lendler provides the execution infrastructure for a future where digital assets move:
without custodians
without intermediaries
without opacity.
The foundation is complete.
We are now opening the Seed Round and engaging aligned investors worldwide.
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